• Français
    • RECO Logo
    Consumers
    Things you need to know Make sure your real estate agent is registered Information for buyers Information for sellers Consumer deposit insurance
    Agents and Brokerages
    Annual financial filing TRESA Explained RECO Bulletins RECO tool for sharing RECO Information Guide and forms Becoming a real estate agent Becoming a real estate broker Info for real estate agents Info for brokerages Insurance Fee schedule Labour mobility
    Learners
    About real estate education in Ontario Education requirements Real Estate Salesperson Program: Pre-Registration Real Estate Broker Program Real Estate Salesperson Program: Post-Registration Examinations Brokerage staff compliance training Continuing education (CE) Updates More information
    Enforcement
    Recent regulatory actions About RECO’s complaints process Submitting a complaint After submitting a complaint If you are the subject of a complaint Inquiring about the number of offers on a property Scheduled hearings
    News & Events
    Events
    iPro
    Information and latest updates on iPro Submit a claim Home buyers and sellers FAQ Agent and brokerage FAQ
    About
    What we do Performance measures Governance Our executive team Advisory councils
    Agent/Brokerage Search MyWeb Login Submit a Complaint RECO Information Guide
  • Français
    • HomeAgents and BrokeragesInsurance

    The professional liability insurance program administered by RECO provides essential protection for you and your clients. All registrants must participate in the program as a requirement of their registration.

    RECO works with insurance broker Alternative Risk Services to secure the best insurance coverage and rates for you each year.

    Learn more about the 2026-2027 insurance renewal.

    What does the professional liability insurance program cover?

    The professional liability insurance program administered by RECO provides Errors and Omissions, Commission Protection, and Consumer Deposit insurance coverage relating to the trade in real estate. Participation in the program is a requirement for registration under the Trust in Real Estate Services Act, 2002. The insurance term is a one-year cycle starting September 1 until August 31.

    This program does not include personal lines insurance such as home, auto, or wellness insurance programs.

    To learn more about the program or to make a claim, visit MyWeb.

    What is the premium for 2026-2027?

    The annual insurance fee plus applicable taxes for the September 1, 2026, to August 31, 2027 insurance term is $500 per real estate agent, the same price since 2022.